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EHP Smart Benefits is a marketing company. Our marketing materials, including but not limited to advertisements, promotions, and content, are intended solely for informational and educational purposes. Any information provided about insurance and financial products does not constitute financial advice, an offer, or a solicitation to purchase or invest in any specific insurance or financial product. We strongly recommend consulting with a licensed insurance agent or financial advisor before making any decisions related to insurance or financial matters. Any decisions made based on the information provided in our marketing materials are at the individual's or entity's sole discretion and risk. EHP Smart Benefits disclaims all liability for actions taken or not taken based on the information provided in our marketing materials.