What is the Essentials Health Plan (EHP)? +
EHP is a comprehensive employee benefits solution designed to help businesses save on costs while providing top-tier coverage to employees.
How does EHP save businesses money? +
EHP offers significant FICA tax savings, potentially saving up to $900 per employee yearly, and provides up to 30% savings on workers' compensation costs.
Will EHP disrupt our existing health insurance coverage? +
No, EHP is designed for seamless integration with your current benefits offering.
Is EHP compliant with the Affordable Care Act (ACA)? +
Yes, EHP ensures effortless ACA compliance, especially for employees not enrolled in your current health insurance plan.
What benefits does EHP offer employees? +
EHP includes comprehensive coverage options, a wellness program, and a menu of supplemental options, including dental, vision, life insurance, and hospital indemnity.
Is EHP available in all 50 states? +
Yes, EHP is approved for use in all 50 states.
How can I learn more about EHP and discuss it further? +
You can schedule a call with our team using the provided appointment link.
Can I request a custom quote for EHP based on my business's needs? +
Yes, our team can provide a personalized quote tailored to your specific requirements.
How does EHP handle the enrollment process for employees? +
We offer dedicated support to make the enrollment process smooth and hassle-free for both employers and employees.
Can I maintain our current insurance carrier while implementing EHP? +
Yes, EHP allows you to maintain your current insurance carrier.
How does EHP handle employee eligibility and enrollment? +
Our team assists with determining employee eligibility and facilitates the enrollment process to ensure a seamless transition.
Is there a minimum or maximum number of employees required to qualify for EHP? +
EHP is suitable for businesses of various sizes, and there are no strict minimum or maximum employee requirements.
Are EHP contributions tax-deductible for businesses? +
EHP contributions can be tax-deductible for businesses, potentially providing additional cost savings.
What is the Amaze wellness program included with EHP? +
The Amaze wellness program offers access to doctors, mental health experts, nutritionists, and patient advocacy tools at no cost to employees.
How can employees access the Amaze wellness program? +
Employees can access the Amaze wellness program through the provided resources and services.
Is EHP compatible with businesses in different industries? +
Yes, EHP is suitable for businesses in various industries, and it can be tailored to meet the specific needs of your organization.
Can EHP be customized to align with our existing benefits structure? +
Absolutely, EHP is designed for flexibility and can be customized to complement your existing benefits structure seamlessly.
How quickly can EHP be implemented for our company? +
The implementation timeline can vary, but our team works efficiently to minimize any delays.
Is EHP suitable for businesses with remote or distributed workforces? +
Yes, EHP is adaptable to businesses with remote or distributed employees.
How often can employees make changes to their benefits selections within EHP? +
Employees typically have an annual enrollment period, but specific details can be customized for your business.
Are EHP contributions subject to IRS Section 125 guidelines? +
Yes, EHP leverages IRS Section 125 Cafeteria Plans to achieve cost savings.
Is EHP available for nonprofit organizations? +
Yes, EHP is available for nonprofit organizations, and we can discuss specific options to align with your mission.
Can EHP be offered to part-time employees? +
Yes, EHP can be extended to part-time employees based on your business's preferences.
Are there any hidden fees or additional charges with EHP? +
We provide transparent pricing, and any fees or charges will be clearly communicated.
How does EHP handle the coordination of benefits with existing insurance carriers? +
Our team manages the coordination of benefits to ensure a smooth transition.
Can employees choose a mix of supplemental options within EHP? +
Yes, employees have the flexibility to choose from a menu of supplemental options based on their preferences and needs.
Does EHP offer options for employee dependents? +
EHP can be tailored to include coverage options for employee dependents.
Can EHP help with employees' mental health and well-being? +
Yes, the Amaze wellness program included with EHP offers access to mental health experts and resources.